I like the idea of the drive bay fan. It's probably really beneficial to the power supply as it lines up right with it and only impeded by cable management. I've got mine sitting vertically behind a 48" tv and can feel most of the heat comes out of the PSU exhaust. Are you sure you have 92mm fans in that lower exhaust area? I ordered two and they're two big, but 80mms fit perfectly. These are what are in mine http://www.newegg.com/Product/Produc...82E16811999199
I'm really happy with my t5500 right now. Mods have been upgraded primary heatsink with a 92mm fan attached (its on molex but is thermally regulated). I modified the secondary PSU fan housing to mount the fan flush with the heatsink, seemed to improve. I have 2x 80mm fans added to the lower rear grill (opposite of PSU), they fit snuggly in the receased grill. I now have it in the living room behind my TV. Instead of having a hot computer room and a cold house, moving them around I've got a much better balance in the house and don't use as much furnace.